Flood Insurance

When a hurricane strikes, a flood can occur, even if you live inland. Flood insurance can help with the damage.

Living in Florida, where the possibility of a hurricane striking land is far greater than other parts of the U.S., it’s important to think about purchasing flood insurance. Flood damage is not covered under your homeowners insurance. Yes, we know it sounds crazy, but it’s true. For certain incidents you may need umbrella insurance and valuable articles coverage. And for flooding? You may need flood insurance. We’re not a part of the “Mythbusters” team, but we’re here to bust the myth that your home insurance will take care of flood damage.

Did you know: According to FloodSmart.gov, inland flooding is the most damaging result of a hurricane, especially in Florida. Because our state is flat, it makes it hard for the land to drain, which leads to an excess of water that gets trapped. Flooding can have a long term and devastating impact on your home, and we want to make sure you get the information you need to make a decision about flood insurance.

So, what exactly does it cover? A standard policy can cover exterior and interior damage to your building, your electrical/plumbing systems, carpeting and appliances like your stove and water heater. If you want to protect items like clothes and electronics, you may have to purchase additional premiums.

What do we do at DTRT Insurance? The right thing and the right thing only. If you’re looking for a flood insurance policy, we’ll set you up quicker than the next guy, so why not work with us? We’ll make sure the time you spend with us is efficient and not wasteful because we’ve got the right technology in place to streamline the process. Our innovation, integrity, proactive service, and passion for protecting what’s important to you is what sets us apart.

For more information on protecting your home, contact us today at 800-872-3709 or fill out the form on this page.