How Can I Buy Wind Insurance for a Florida Coastal Property?

If you live in a coastal area, it is important to have wind insurance. Hurricanes can cause a lot of damage, and if your property isn’t protected, you could end up paying a lot of money out of pocket. Simply Googling “wind insurance, Florida” won’t always yield the best results. We will discuss how to buy wind insurance for a Florida coastal property and what to look for when choosing an insurance company.

How Can I Buy Wind Insurance for a Florida Coastal Property?

Homeowners’ vs Hurricane Damage Insurance

First, you need to understand that there are two types of wind insurance: homeowners insurance and hurricane insurance. Homeowners’ insurance will cover damage caused by high winds, but it typically has a lower coverage limit than hurricane insurance. Hurricane insurance is a separate policy that you can purchase from most insurers, and it will provide higher coverage limits for hurricanes specifically.

What to Look for When Buying Wind Insurance, Florida

When choosing an insurance company, it is important to look for one that offers wind coverage in Florida. Note that not all insurers offer this type of coverage, so you will need to do some research to find a company that does. You can start by getting quotes from several different companies and comparing their rates. Next, you should read reviews of the companies to see what other customers have to say about their experience.

Why not save some time and go straight to the best? Our insurance group offers wind insurance in Florida, and we are here to help you get the coverage you need. We understand that choosing the right insurance company can be overwhelming, but we are here to help. Our team of experts will work with you to find the best coverage for your needs.

If you want to talk details, contact us today at DTRT Insurance Group to get started.